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I Own 2,499 Shares of SCHD. Here’s What I’m Buying Next
Mikey Moran owns 2,499 SCHD shares and is about to buy SCHY, its international cousin. Why is he capping it at 10% and holding it in a taxable account?
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Investing in Public
Every move in my real portfolio, with the math. SCHD, SCHG, QQQI, income ETFs and the bucket system I use, written up after each video.
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Reinvesting QQQI Dividends? Here’s What You’re Missing
All four covered-call ETFs trailed their index. Mikey Moran shows the $258K cost of buying the monthly check too early and who should skip QQQI, JEPQ, and SPYI.
Buy 1 Share of SCHD Every Week — Here’s the Retirement Math
What if you start at 50 and buy one SCHD share a week until 65? Mikey Moran runs the retirement math: about 1,000 shares and $122 to $410 a month.
SCHD vs SCHG: The Dividend Math Investors Over 45 Should See
Mikey Moran owns 2,499 SCHD and 1,369 SCHG. SCHG pays 1/14th of the income, yet he is never selling it. The total-return math for investors over 45.
SPYI vs QQQI: The Monthly Income Trade-Off I’m Willing to Make
Mikey Moran owns 230 shares of QQQI and 30 shares of SPYI. Same fee, close returns, and the same top three holdings. Here is the trade-off he is willing to...
QQQI vs. SPYI vs. JEPQ vs. MSTY: Look Beyond the Yield
Mikey Moran runs a one-minute NAV erosion test on QQQI, SPYI, JEPQ, and MSTY. Three passed. One paid weekly and lost most of its value. Look beyond the yield.
The 5 Levels of SCHD — What Level Are You?
Mikey Moran breaks SCHD into 5 share-count levels — from the 34 shares where dividends start buying themselves to his own 2,499. What level are you?
The Investing Buckets Framework: SCHG, SCHD & QQQI
Mikey Moran rebuilds his portfolio into four separate accounts — growth, dividend growth, high income, and one just for bad ideas — after a forced tax event.
I Ranked 12 Income ETFs — My Own Funds FAILED
Mikey Moran built a 4-rule test for income ETFs and ran his own funds through it — two scored 1 out of 4. Here's the full ranking and why he...
I Turned On QQQI DRIP... Then I Saw the Tax Problem
Mikey Moran turns on QQQI's dividend reinvestment and explains the tax clock it quietly starts — return of capital and cost basis.
I Own 220 Shares of QQQI… But GPIQ Just Beat It
Mikey Moran admits GPIQ beat his QQQI on fees and total return this year — and explains why he's still not switching, plus what would change his mind.
I Compared 15 ETFs — You Really Only Need These 3
Mikey Moran breaks down 15 ETFs across his three portfolio buckets, shows which ones he actually owns, and strips it all down to a 3-fund version.
I Had QQQI and SCHD in the Wrong Accounts — Here’s Why
Mikey Moran explains asset location: why QQQI and SPYI belong in a taxable account, JEPI and JEPQ in a Roth, and why SCHD depends on your bracket.
Most People Build Their Portfolio in the Wrong Order
Mikey Moran builds a portfolio from zero for a fictional entrepreneur with lumpy income — buffer first, then growth, then dividend growth, income last.
SCHD for 10 Years: The Numbers Aren't What You Think
Mikey Moran runs the honest math on $500/month into SCHD for 10 years — realistic returns, taxes, and inflation cut $121K to $79K.
12 Monthly Dividend ETFs Ranked From WORST to BEST
Mikey Moran ranks 12 monthly dividend ETFs by total return, not yield — and shows why the two highest-yielders are the worst investments.
I Hit $1,000/Month in Dividends… Then I Realized I Was Wrong
Mikey Moran hit $1,000/month in dividends and realized his real target isn't $10,000 — it's the exact number where his portfolio starts outpacing him.
The 5 Best Dividend ETFs for Beginners (I Only Own 1)
Mikey Moran breaks down 5 popular dividend ETFs — SPYD, DVY, VYM, DGRO, SCHD — and explains why he only owns one of them himself. (129 characters)
SCHD Is at an All-Time High. Here's Why I'm Still Buying
Mikey Moran admits SCHD's dividend growth slowed from 11% to 2% — but explains why he's still buying at an all-time high anyway.
Emergency Fund: How Much Cash Is Actually Enough?
Mikey Moran holds just 3 months of expenses in cash — less than every rule of thumb — while about to borrow $275K against his portfolio. Here's the honest math.
I Own 2,444 Shares of SCHD. Here's What It Pays Me.
Mikey Moran opens his real SCHD statements — 2,444 shares, $67K invested, three and a half years of buying every Friday — and the honest dividend number it produces.
Investing in Dividend Stocks With $100 a Month
Mikey Moran shows the real math on dividend investing with $100 a month — why year one pays back about $20 and the expensive mistake beginners make trying to fix...
I Cashed Out My Retirement Twice. Only One Still Hurts
Mikey Moran cashed out a retirement account at 21 for clothes, and again at 41 to save a dying business. One cost far more money — only one still hurts.
SCHG vs SCHD: Which ETF Should a 25-Year-Old Buy?
Mikey Moran owns both SCHD and SCHG despite one paying 14x more income than the other — here's the total return math and sequence-of-returns risk behind why.