Investing in Public

Are Dividends Worth It? Why Your Investing DNA Decides, Not the Comment Section
Are Dividends Worth It? Why Your Investing DNA Decides, Not the Comment Section
The dividend critics in my comments aren't wrong — they're answering for their own situation and assuming it's yours. Here's where the tax argument is right, where "just sell 4%"... Read more...
retire off dividends
Most "Passive Income" Isn't Passive. Here's the Only Money That Actually Is.
I'm building toward $10,000 a month in dividends — and I'm never retiring. Here's why most passive income isn't passive, the villa that proves it, and the one rule I... Read more...
qqq vs qqqi
QQQI vs QQQ: Why I Own the Income Version and Not the Growth One
QQQI and QQQ hold nearly the same stocks but do opposite jobs. Here's the honest comparison — fees, distribution rates, return of capital, and which account each one actually belongs... Read more...
The $1,000/Month Dividend Myth: Here's the Real Math
The $1,000/Month Dividend Myth: Here's the Real Math
The internet says $500K gets you $5,000 a month. It doesn't. Here's the real number you need for your first $1,000 a month in dividends, using VOO, QQQI, and SCHD. Read more...
SCHG ETF Review: You're Not Buying Diversification, You're Buying Ten Stocks
SCHG ETF Review: You're Not Buying Diversification, You're Buying Ten Stocks
An honest SCHG breakdown — a 0.04% fee and 196 holdings, but the top ten drive most of the fund. Concentration, drawdowns, and how it really compares to VOO and... Read more...
nvidia exposed
Nvidia's $40 Billion Question: Circular Financing or the Widest Moat in Tech?
Nvidia has committed more than $40 billion across the AI stack — OpenAI, Anthropic, xAI, CoreWeave, Intel. Here's the full map, the circular financing critique, and my honest take on... Read more...
SCHD Paycheck Machine
Why I'll Never Sell SCHD (Even When Everyone Called It a "Dog")
For about three years, people in my comments called SCHD a "dog." Dead money. "Sell it and buy literally anything else." I bought it every single month through all of... Read more...
before you buy sofi stock
Why I Keep Buying SoFi Stock While It's Down
In October 2025, I bought a thousand shares of a single stock in one click. Twenty-nine seventy-nine a share. And I felt smart doing it — I told myself this... Read more...
SpaceX IPO thoughts
I Got 11 Shares of the SpaceX IPO — The Honest Truth
Last Friday, June 12th, the biggest IPO in the history of the stock market happened. SpaceX went public at $135 a share, a $1.77 trillion valuation, and a $75 billion... Read more...
can you quit tomorrow
The 3 Numbers That Decide If You're Financially Free
Let me tell you something most people don’t want to hear: financial freedom isn’t rare because it’s complicated. It’s rare because it’s boring. People would rather chase a new car... Read more...
Mikey Moran CNBC Interview
CNBC Put Me Next to Wall Street Pros to Talk About a Trade I'm Still Not Sure About
Part of the Investing in Public series. CNBC called me about the SpaceX IPO. They were talking to a handful of small investors trying to get a piece of one... Read more...
my personal wealth ETF system
You Don't Need 10 ETFs — You Need 3 Buckets (Here's My Real Portfolio)
Here's something that should annoy you: the two most boring things I own are my biggest winners. Two ETFs that have never once made me feel a thing — quietly... Read more...
qqqi etf review
QQQI ETF Review: Why I Own 200 Shares and What Most Investors Get Wrong
In 2008, I lost everything except my house. I had built the first packaged curry sauce sold in America, gotten into Whole Foods, and made appearances on FOX, CBS, and... Read more...