Free calculator
The first $100,000 is the hardest. Here's your date.
Charlie Munger said the first hundred grand is a bitch, and you have to do it. He was right — and this shows you exactly why. Put in your numbers and watch how much faster the second one arrives.
Your numbers
An assumption, not a promise. Markets don't return the same number twice.
—
How long each $100,000 takes
Email me my numbers
I'll send your timeline plus the three things that actually move it. No spam.
This calculator is for educational and entertainment purposes only. It is a compound interest projection based on assumptions you enter, not a prediction, guarantee, or recommendation. Actual returns vary and can be negative; markets do not deliver a steady annual rate. I am not a financial advisor, broker, or tax professional, and nothing here is financial, investment, or tax advice. Investing involves risk, including the possible loss of principal. Taxes, fees, and inflation are not accounted for. Always do your own research and consult a licensed professional before making any investment decision.