Mikey Moran · Investing in Public
The Dividend Coverage Tracker
Most dividend calculators tell you what your portfolio is worth. This one answers the question that actually matters: how much of your life do your dividends already pay for?
Your Coverage Number
0%Add your bills and at least one position to see your number.
Milestone reached
Your dividend income
One number, straight off your brokerage statement. Don't overthink it — a close estimate gets you the same insight.
Want to see which part of your portfolio is paying your bills? and the bar above breaks down by bucket.
Your monthly bills
Rent or mortgage, food, insurance, the works. Rough is fine — you can sharpen it later.
Your monthly income goal
This puts a marker on the bar above so you can see both targets at once.
Your positions
Ticker presets fill in an approximate yield to save you typing. They're estimates from July 2026, not live data — overwrite them with the real number from your brokerage.
The gap
To cover your bills entirely, you'd need roughly this much more invested:
Enter your bills and positions above.
Share your number
Post it, send it to whoever you're building this with, or keep it as a marker to beat next quarter.
Keep your number
Your numbers save to this browser automatically — no account needed. They won't follow you to another device, and clearing your browser data wipes them. Want a copy you can come back to, plus a nudge when it's time to update? Drop your email.
Not financial advice. This tool is for educational and entertainment purposes only. It performs arithmetic on numbers you enter — it does not verify them, does not fetch live market data, and does not evaluate whether any investment is suitable for you. Mikey Moran is not a financial advisor, broker, or tax professional. Dividends and fund distributions are not guaranteed and can be reduced or eliminated at any time. Distribution rates are not the same as dividend yield, and some distributions include return of capital, which lowers your cost basis and defers tax rather than eliminating it. Past income is not a prediction of future income. Always do your own research and consult a licensed professional before making any investment decision.